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Contact Person: |
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Information related to Micro-credit operations |
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Sl. No. |
Details |
Cumulative till . |
Last FY-2007 08 |
Last Quarter .. |
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1 |
No. of loan Clients |
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2 |
Total Disbursement in Rs. |
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3 |
Principal recovered in Rs. |
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4 |
Principal outstanding in Rs. |
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5 |
Interest received in Rs. |
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6 |
Interest outstanding in Rs. |
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7 |
Average loan size in Rs. |
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8 |
A. No. of loans a/c between Rs. 50000/- & 1 lakh |
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B. No. of loans a/c above Rs.1 lakh |
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9 |
Repayment Rate ={ Total (collection-Pre. Payments) / Total Dues}*100 or ={ (sum coll 23 sum coll 29) / sum coll 22} * 100 in % |
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10 |
Portfolio at Risk (PAR) in % |
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A. |
PAR 1- 30days= (PAR 30)={Sum Coll 45/ Sum coll 43}*100 in % |
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B. |
PAR 31-60 days (PAR 60) ={Sum Coll 46/ Sum coll 43}*100 in % |
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C. |
PAR 61-90 day (PAR 90)={Sum Coll 47/ Sum coll 43}*100 in % |
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D. |
PAR 91-180 days (PAR 180) ={Sum Coll 48/ Sum coll 43}*100 in % |
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E. |
PAR 181-360 days (PAR 360)={Sum Coll 49/ Sum coll 43}*100 in % |
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F. |
PAR 361 & above (PAR 360+)={Sum Coll 50/ Sum coll 43}*100 in % |
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11 |
Activity wise disbursement as % of Total Principal outstanding |
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A. |
Agriculture |
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B. |
Agri-allied ( Livestock, fisheries etc) |
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C. |
Non-Farm Sector (trading, shop etc) |
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D. |
others |
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Information related to Micro-saving operations |
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Cumulative till .. |
Last FY-2007 08 |
Last Quarter .. |
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12 |
No. of deposits Clients |
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13 |
Total Deposits mobilized in Rs. |
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14 |
Net Liable deposits =Row{13-15} in Rs. |
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15 |
Deposits refunded / withdrawals in Rs. |
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16 |
Interest Paid in Rs. |
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17 |
Interest Liable (outstanding) in Rs. |
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Information related to Micro-Finance Administration & Financials |
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Cumulative till . |
Last FY-2007 08 |
Last Quarter .. |
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18 |
No. of Staffs |
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19 |
No. of Agents |
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20 |
Salaries paid in Rs. |
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21 |
Commission paid in Rs. |
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22 |
Admin. Expenses like rent, travel expenses, bank charges, phone, printings, depreciation etc in Rs. |
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23 |
Cost of Funds like Interest paid or accrued for loans from NEDFi, banks and any other agencies (excluding deposits) in Rs. |
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24 |
Current outstanding balance towards loans received from NEDFi, Banks and any other agencies (Principal + Interest) in Rs. |
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25 |
Interest received (from On lending) =Row 5, in Rs. |
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26 |
Interest Paid towards deposits =Row 16, in Rs. |
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27 |
Interest Liable towards depositors =Row 17, in Rs. |
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28 |
Total Income from Micro-Finance operations =Row 25+Income from investments/ processing fee/ penalty if any, in Rs. |
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29 |
Fixed Assets considering depreciation, in Rs. |
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30 |
Total Expenses in Micro-finance operations including accrued interest to be paid to the depositors =Row{20+21+22+23+26+27}, in Rs. |
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31 |
Cash in Hand & Banks in Rs. |
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32 |
Trial Balance (attached annexure) |
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33 |
Net Profits or Loss from MF operations =Row{28-30}, in Rs. |
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34 |
Credit : Deposit i.e. [total principal advances outstanding] / [total deposit & accrued interest liable] ={Coll 41/ Row(14+17)}*100, in Rs. |
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35 |
Current Asset : Current Liabilities i.e. [Total principal advances outstanding] / [Total current liabilities including total deposits and loan liabilities from private parties, banks, NEDFi and any other agencies] ={(Coll 41+Row 31) / Row (14+17+ 24)}*100, in Rs. |
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