Working Capital Loan

Processing Fee -   1% + GST

Interest Rate -   Starts From 7 % p.a.

Working Capital Loan

To provide one time core working capital assistance to deserving units in the form of working capital term loan for existing trading business


  • Entity - Sole proprietors, Partnership firms, LLPs, Private Ltd.
  • Business establishment exclusively based in North East India
  • Applicable for existing business only

  • Photo identity and Address proof : As per RBI defined KYC guidelines.
  • Business Proof : Trade License/MOA & AOA/GST Registration/ITR, Partnership Deed etc. as per applicability.Trade License/MOA & AOA/GST Registration/Income Tax Retrun, Partnership Deed and other documents as per applicability.
  • Additional documents may be collected during the loan application process as per actual requirement.

 Key Features

Rate of Interest

Starts from 8 % PA


Upto 84 Months

Nature of Assistance

Term Loan


  • Hypothecation of current assets of the unit.
  • Personal Guarantee of the Promoter(s)
  • Corporate Guarantee of Group companies, if applicable
  • Additional security as per availability.

 Other Terms & conditions

  • Extent of Assistance: Maximum 75% of the project cost as Term Loan.
  • Promoter’s Contribution : Minimum of 25% of the Project Cost.

Key Area




Interest calculation on Reducing Balance

No Detailed Project Report required upto loan amount 25 lakhs